What is Xendpay

Xendpay is part of the RationalFX Group, founded in 2005 by British Indian entrepreneur and philanthropist Rajesh Agrawal in London. XendPay is reputable, fully licensed, and was founded with the same objectives as CompareTransfer: lower the fees for overseas remittances and bring more transparency into the market.

This is achieved by a unique fee structure for international transfers. Through the "pay what you want" model of XendPay you have the opportunity to decide on the basic charges of the transfer.

Xendpay Coupon

10 GBP discount on your first money transfer over 100 GBP.


10 GBP


10 GBP discount on your first money transfer over 100 GBP.

Go to Xendpay

The United Nations and the Parliament of Great Britain also appreciated the work of Xendpay.

You decide on the basic charges for your money transfer.

Very generous offer for new customers

Choose the transfer fees for up to 2000£ (4000£ for Business Clients)

How does Xendpay work

  • Send money to bank accounts in over 170 countries.
  • 48 currencies and 2968 currency pairs are supported.
  • Pay for your transfer by Bank Transfer, Debit or Credit Card.
  • Thanks to the Pay What You Want model you can choose the transfer fee of your money transfer.
  • XendPay offers very good exchange rates. If you choose to pay no transfer fee XendPay will often be the cheapest provider.

Xendpay is regulated by the Financial Conduct Authority (FCA): 25 The North Colonnade, London, E14 5HS.


Licensed by FCA
Reference number: 583155

Xendpay alternatives


Xendpay Review

XendPay is one of our favorite money transfer providers. Transfers to over 170 countries at excellent prices are possible. Even if you decide to pay only a small fee for your transfer, XendPay is usually still cheaper than other providers. The welcome bonus you will receive with a sign up through CompareTransfer is very generous and can allow you to receive an even better rate than the real mid-market rate on your first transfer.

You have a variety of payment options available and even if your transfer takes a little longer than with other providers, it usually arrives swiftly to the recipient. Online booking is convenient and easy, even if the website does not look as chic as e.g. at TransferWise.

The "Pay What You Want" model by XendPay applies to transfers up to £ 2000 a year. Unfortunately, some customers have found that their XendPay account has been suspended after permanently waiving their voluntary fee.
ease of use

0 day

99% of users did not need to contact the customer service

99% of customers wiLl use Xendpay again

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